As “a public honors college,” St. Mary’s is able to provide “a rigorous academic curriculum” at an affordable price. Yearly in-state tuition comes to just more than $12,000, with out-of-state being twice that figure. Room and board will run just over $10,000; books, supplies, and fees will add another $3,300. Financial aid is plentiful, with almost 60 percent of students receiving some manner of need-based assistance. Nearly 50 percent of a students’ average need is able to be met. The total financial aid package will normally amount to $13,000, with the average need-based loan being $13,000, and total loan debt per grad about $17,500.