UMBC has six named scholars’ programs, each of which offers unique opportunities for research, internships, and financial aid: Humanities Scholars, the Center for Women in Technology Scholars, Meyerhoff Scholars, Linehan Artist Scholars, Sherman Teacher Education Scholars, and Sondheim Public Affairs Scholars. If you are lucky enough to get into one of these scholarship programs, the school will be especially attractive. “The scholarship programs offer an enriching community for students,” one student says. UMBC’s tuition is significantly less for in-state, $9,764, than out-of-state, $20,825. Students can expect to spend an additional $11,000 on room, board, books, and supplies. However, a full 70 percent of undergraduates receive some amount of financial aid and 50 percent of students take out loans. The average UMBC student leaves school with $22,600 in debt.