An education as valuable as one from Barnard College does not come without its costs; yearly tuition is over $43,000. With room and board, as well as books, supplies, and fees being an additional $16,000, students are making a substantial investment. Freshmen, as well as upperclassmen, are pleased to find need-based scholarships and grants being provided to more than 40 percent of the student population. Also, 50 percent of all students benefit from financial aid. Just under half of enrollees do need to borrow to pay for school, and they can expect an average indebtedness upon graduating from Barnard of $20,000; extremely reasonable given the cost of attending the college.